Flexible Financing Plans Available
At Roto-Rooter, we’re proud to offer convenient financing options to help make your plumbing or drain service more affordable. Qualified customers can choose from a variety of promotional plans designed to fit different budgets and repayment preferences. All financing is subject to credit approval, and not all plans may be available in all situations. Ask our team for details about which financing options may apply to your project.
Fast and Easy Application Process
Time is of the essence when plumbing issues strike. Roto-Rooter’s financing application is quick and straightforward, helping you access funds without unnecessary delays. With competitive rates and fast approval times, you can focus on getting the work done rather than worrying about your finances.
Financing Plans to Fit Your Budget
| Plan | Description | Min | Max |
|---|---|---|---|
| 2012 a | 12 Months, Zero Interest with NO Monthly Payments – Same as Cash | Min $1,000 | Max $100,000 |
a Plan 2012 Addendum To Contract
PROMOTIONAL PERIOD OFFER
This Promotional Period offer provides an optional repayment program that allows you to avoid Finance Charge (Interest) under the Contract executed on the same day as this Addendum. You are not required to participate in this Promotional Period Offer. If you do not elect to participate in this Promotional Period Offer, the terms of your Contract govern, and payments must be made in accordance with those terms.
This is a No Interest No Payment (“NINP”) promotional offer. If you elect to participate in the promotion, Finance Charges (Interest) will not accrue, and you will not be required to make payments of Interest or Principal during the Promotional Period. The Promotional Period begins on the date Service Finance Company purchases the Contract and terminates ( ) months later. You will receive a monthly Billing Statement (“Statement”) and the exact date the Promotional Period terminates (the “Promotional Expiration Date”) will be set forth on the Statement. If you pay the entire Amount Financed on or before the Promotional Expiration Date, you will not have to pay any Interest. However, if you elect to participate in the No Interest No Payment promotion and do not pay the entire Amount Financed on or before the Promotional Expiration Date, then you will be responsible for paying Interest, which will accrue as of the first calendar day following the Promotional Expiration Date. In that case, your first payment of Principal and Interest will be due thirty calendar days after the Promotional Expiration Date. Late charges will apply as set forth in the Truth and Lending Disclosures as of the Promotional Expiration Date.
Your signature(s) below means that you (1) Agree that this Addendum attached to the Contract is a part of the Contract and that the terms and conditions of the Contract are supplemented by the terms and conditions of this Addendum. To the extent any terms and conditions of this Addendum contradict any terms and conditions of the underlying Contract, the terms and conditions of this Addendum will govern the issue and override the Contract as to that issue; (2) Have read, understand and agree to the terms of this Addendum to the attached Contract and the Promotional Period Offer described herein; and (3) Acknowledge that you have been informed of the consequences of choosing not to pay the entire Amount Financed on or before the Promotional Expiration Date. Those consequences include: (a) Commencement of Interest accrual on the unpaid Amount Financed as of the first calendar day after the Promotional Expiration Date shown on your Statement, at the Contract Rate described in the attached Contract (APR%); and (b) Commencement of required monthly payments of Principal and Interest in the amount shown in the Truth in Lending Disclosures that are part of the attached Contract, beginning thirty 12th calendar days after the Promotional Expiration Date. In addition, if any required monthly payments of Principal and Interest due after the Promotional Period are not paid when due, you also acknowledge that you will be in Default under the Contract and may owe late charges as described in the Contract.
| ________________________ | _______________ |
|---|---|
| Buyer | Date |
| ________________________ | _______________ |
|---|---|
| Buyer | Date |
2012-addendum.pdfThis financing plan is not part of the GreenSky® Program. It is offered through a separate provider. Terms, approval criteria, and disclosures may vary. Please contact us directly for more information about this option.
| Plan | Category | Description |
|---|---|---|
| 1519 1 | Fixed Interest Rate | Fixed Rate Plan 1519. 11.99% APR for 180 months. |
| 2613 2 | No Interest if Paid in Full, Payments Required (No/Yes) | Deferred Interest Plan 2613. Interest waived if amount financed is paid in full within 12 month Promo Period. 84 monthly payments required, including during the Promo Period. Rates range from 17.99%-24.99% APR. |
| 2832 3 | Fixed Interest Rate | Fixed Rate Plan 2832. 12.99% APR for 120 months. |
1 Plan 1519. Subject to credit approval. Loan term is 180 months and fixed rate of 11.99% APR. For example, assuming the full credit limit is used on loan approval date, for every $1,000 financed at 11.99%, 180 monthly payments of ~$12. This example is an estimate only. Actual payment amounts based on amount and timing of purchases. Call 866-936-0602 for financing costs and terms. GreenSky® program consumer loans are made by Synovus Bank, Member FDIC, NMLS #408043, without regard to age, race, color, religion, national origin, gender, disability, or familial status. GreenSky Servicing, LLC (“GSS”, NMLS #1416362, www.nmlsconsumeraccess.org) is a financial technology company that manages the GreenSky® program by supporting originations and servicing the loans on behalf of banks and other financial institutions that make or hold program loans. GreenSky® is a registered trademark of GreenSky, LLC and is licensed to banks and other financial institutions for their use in connection with the GreenSky® program. GreenSky LLC and GSS are not lenders. All credit decisions and loan terms are determined by program lenders.
2 Plan 2613. Subject to credit approval. 17.99%-24.99%% APR (Interest rate of 17.99%-24.99%). 12-month promotional period ("Promo Period") during which interest is billed but will be waived if the amount financed is paid in full before Promo Period expires. Monthly payments are required during the Promo Period but making only the required monthly payments will not pay off the amount financed by Promo Period expiration date. Any unpaid balance and amounts owed after Promo Period will be paid over 72 monthly payments. For example, assuming the full credit limit is used on loan approval date, for every $1,000 financed at a fixed interest rate of 17.99%-24.99%, 12 monthly payments of ~$17.90 followed by 72 monthly payments of $20.04-23.24. This example is an estimate only. Actual payment amounts based on amount and timing of purchases. Call 866-936-0602 for financing costs and terms. GreenSky® program consumer loans are made by Synovus Bank, Member FDIC, NMLS #408043, without regard to age, race, color, religion, national origin, gender, disability, or familial status. GreenSky Servicing, LLC (“GSS”, NMLS #1416362, www.nmlsconsumeraccess.org) is a financial technology company that manages the GreenSky® program by supporting originations and servicing the loans on behalf of banks and other financial institutions that make or hold program loans. GreenSky® is a registered trademark of GreenSky, LLC and is licensed to banks and other financial institutions for their use in connection with the GreenSky® program. GreenSky LLC and GSS are not lenders. All credit decisions and loan terms are determined by program lenders.
3 Plan 2832. Subject to credit approval. Loan term is 120 months and fixed rate of 12.99% APR. For example, assuming the full credit limit is used on loan approval date, for every $1,000 financed at 12.99%, 120 monthly payments of ~$14.93. This example is an estimate only. Actual payment amounts based on amount and timing of purchases. Call 866-936-0602 for financing costs and terms. GreenSky® program consumer loans are made by Synovus Bank, Member FDIC, NMLS #408043, without regard to age, race, color, religion, national origin, gender, disability, or familial status. GreenSky Servicing, LLC (“GSS”, NMLS #1416362, www.nmlsconsumeraccess.org) is a financial technology company that manages the GreenSky® program by supporting originations and servicing the loans on behalf of banks and other financial institutions that make or hold program loans. GreenSky® is a registered trademark of GreenSky, LLC and is licensed to banks and other financial institutions for their use in connection with the GreenSky® program. GreenSky LLC and GSS are not lenders. All credit decisions and loan terms are determined by program lenders.